Private Rental Vehicle Insurance

Last Revised: 
July 19, 2013

When renting vehicles from National or Enterprise Car Rental (contract ID XZ62295) decline all insurance offerings, as the rates under this contract include CDW (collision damage waiver) and liability insurance coverage.

When renting a private rental vehicle for University business from other rental car agencies, it is recommended drivers accept the SLP (Supplemental Liability Protection). The CDW (Collision Damage Waiver) should be accepted only when the vehicle will be operated on unimproved roads or the vehicle will be rented for one month or more. All other insurance offerings provided by rental car companies should be declined. When traveling internationally, always accept CDW, SLP, and any other insurance offerings as required by local laws. Student organizations should always accept the SLP.

The following table should be used to determine what coverage the renter should select when renting private rental vehicles from agencies other than National or Enterprise Car Rental, contact ID XZ62295. Note that National and Enterprise Car Rental are the preferred car rental agencies, and other car rental agencies should be used only when National/Enterprise is not available.


Type of Trip

Rental Period

Distance

SLP (Supplemental Liability Protection)

CDW (Collision Damage Waiver)

National or Enterprise
Rental Car Insurance Offerings

Local travel at destination city

Daily

50 – 100 Miles per day

Recommended

Decline

Decline All

Local travel at destination city

One month or more

50 – 100 Miles per day

Recommended

Accept

Decline All

Interstate Highway

Daily

50 – 300 Miles per day

Recommended

Decline

Decline All

All situations

One month or more

All Distances

Recommended

Accept

Decline All

Unimproved Highways or Nonpaved Roads

All times

All Distances

Recommended

Accept

Decline All

International Travel including Canada

All times

All Distances

Accept

Accept

Checks before travel, generally drivers are advised to accept CDW and SLP when traveling outside the United States.

Within the United States, all recognized student organizations or non-UNL employee

All times

All Distances

Accept

Accept Decline All


Personal accident insurance and personal effects protection insurance are NEVER reimbursable. For additional questions, please contact Transportation Services at 402-472-2422.

UNL owned vehicles are not to be driven into or operated in Mexico.

Rental agency vehicles may be taken into Mexico only if prior arrangements have been made, additional insurance has been purchased for travels in Mexico, and the private rental company has approved their vehicle for travel in Mexico.

Note: Private rental vehicles rented in the university’s name or donated for university business, with supplemental liability protection, and the collision damage waiver are allowed to transport non-university passengers.